+1 vote
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4 Answers

+1 vote
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It's not the usual overdraft.  It's a line of credit.  If I overdraw my account, it's covered and the bank charges me interest on the money I'm using like it's a credit card.  When I get a deposit, the credit line is paid back.  There are no per use fees or bounced check fees or anything.

+1 vote
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No, but I've never needed it, and I pay absolutely nothing for my checking account.

0 votes
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I don't know, my master takes care of all that..

I do know my card has no spending limit 

0 votes
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Yes, I do.

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