I prefer a debit card. I like the feeling of paying for something entirely without having to pay monthly installments plus finance charge on a credit card.
I only have a debit card. I haven't had, or needed, a credit card for about 15 years. Like you said Cowboy, nothing like using your own money.
Debit card defenitely. I have never used a credit card before.
I rarely use my credit card and I always try to use my debit card but on saying that, I always carry cash..
I prefer debit card, but my bank card works as both and draws straight from the account either way. With my credit cards it is a different story, but I almost never use those.
Debit card for sure.