I'm already retired and had a great investment plan for my retirement. I'm living very comfortably now. The worst thing a person can do is just depend on living on social security, it's just not enough.
Being comfortable in retirement is a must ...I bought and sold houses to add to my pension and now I'm far from rich, but very comfortable and happy...
When I sold my shop and retired, it set me up for the rest of my life to live comfortable and buy what I need. I built that little shop up into a big money making place and I sold it for good money. I get Social Security Disability but rarely remember to add it to my check book. I love being retired !
I have everything planned.