I've been through a couple of (very weak) hurricanes and a number of tropical storms, and experienced an small earthquake... they really weren't a disaster for me because like I said they were all rather weak or small and my parents were ready for them (electrical generator can be SOOO nice when the power goes out)...
The worst things I've remember, is one time I had to sleep in the bathroom (no windows, people were worried about the wind picking out objects, and knocking glass loose), another time having a tree split and (some how bending over my truck, without damaging it) and another time watching the water levels rise and start to flood houses in low laying areas, and watching it as it slowly kept coming further and further up the streets, stopping about a block from my house. So of the houses closes to the water got some 2 to 4 feet of water in their house.